Threat of Data Theft (Phishing) Amid Trends in Fintech Users During the Covid-19 Pandemic (Study Phishing In Indonesia) Ancaman Pencurian Data (Phishing) Di Tengah Trend Pengguna Fintech Pada Pandemic Covid–19 (Study Phishing Di Indonesia)
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Published:
Apr 30, 2022
Keywords:
Coronavirus, Fintech, Phishing
Main Article Content
Abstract
The purpose of this research is to find out the extent of the crime of data theft
(phishing) in fintech and how to anticipate it in Indonesia in the midst of the
Coronavirus Pandemic that has hit Indonesia in recent years. The COVID-19 pandemic
has had an impact on all community activities. The existence of social distancing
and physical distancing policies has made changes to community activities, including
financial services. The use of technology-based financial services or what is often
termed financial technology has now become a trend and habit in the community.
The literature review research method that we use in this study uses sources from
several literacies such as books, journal articles, media reports and so on.
The results of this study that phishing is currently found in several models of crime
and there are several efforts to prevent this crime from becoming more widespread.
(phishing) in fintech and how to anticipate it in Indonesia in the midst of the
Coronavirus Pandemic that has hit Indonesia in recent years. The COVID-19 pandemic
has had an impact on all community activities. The existence of social distancing
and physical distancing policies has made changes to community activities, including
financial services. The use of technology-based financial services or what is often
termed financial technology has now become a trend and habit in the community.
The literature review research method that we use in this study uses sources from
several literacies such as books, journal articles, media reports and so on.
The results of this study that phishing is currently found in several models of crime
and there are several efforts to prevent this crime from becoming more widespread.
Article Details
Issue
Section
Articles
Copyright (c) 2022 Fitri Nur Latifah, Imron Mawardi, Bayu Wardhana
This work is licensed under a Creative Commons Attribution 4.0 International License.
References
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Wijaya, dityo S. M. R. W. P. D. S. Y. S. S. N. J. N. K. C. W., Annisa&Chyntia, W. M., Jasirwan&OM, & Yunihastuti&Evy. (2020). Coronavirus Disease 2019: Tinjauan Literatur Terkini. Jurnal Penyakit Dalam Indonesia, 7(1), 45–67. https://doi.org/10.7454/jpdi.v7i1.415
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Angsito, F. K. (2018). Pengaruh Cyber Crime Terhadap Cyber Security Compliance Di Sektor Keuangan. Jurnal Akuntansi Bisnis, 11(2), 99–110. https://doi.org/10.30813/jab.v11i2.1382
Anjani, Z. A. H. (2020). Efektivitas Pembelajaran Jarak Jauh Pada Masa Pandemi Covid-19. Research and Development Journal of Education, 1(1), 131. https://doi.org/10.30998/rdje.v1i1.7659
Bank Indonesia. (2019). Blueprint Sistem Pembayaran Bank Indonesia 2025 Bank Indonesia : Menavigasi Sistem Pembayaran Nasional Di Era Digital. Jakarta.
Damayanti, L. S. (2020). Implementasi E-Learning Dalam Pembelajaran Bahasa Inggris Di Pendidikan Tinggi Pariwisata Di Bali Selama Pandemi Covid-19. Journey : Journal of Tourismpreneurship, Culinary, Hospitality, Convention and Event Management, 2(2), 63–82. https://doi.org/10.46837/journey.v2i2.48
Direktorat Identifkasi Kerentanan dan Penilaian Risiko Infrastruktur Informasi Kritikal Nasional. (2020). Profil Risiko Sektor Perbankan Tahun 2020. Jakarta.
Disemadi, H. S. (2021). Fenomena Predatory Lending: Suatu Kajian Penyelenggaraan Bisnis Fintech P2P Lending selama Pandemi COVID-19 di Indonesia. Pandecta Research Law Journal, 16(1), 55–67. Retrieved from https://journal.unnes.ac.id/nju/index.php/pandecta/article/view/26860
Flyer, A. (2020). The State of Finance App Marketing in APAC. Retrieved from https://www.appsflyer.com/infograms/state-of-finance-apac/
Gunawan, A. G. W. (2018). Analisis Serangan Web Phishing Pada Layanan E - commerce dengan Metode Network Forensic Process. Jurnal Terapan Teknologi Informasi, 2(2), 147–157. https://doi.org/10.21460/jutei.2018.22.103
Hendrianto, A. D. E. T. A. C. I. (2020). Efektifitas Paparan Sinar UV dan Alkohol 70 % Terhadap Total Bakteri Pada Uang Kertas Yang Beredar Di Masa Pandemic Covid - 19. Jurnal Riset Kefarmasian Indonesia, 2(2), 113–121.
Iconomics, T. (2019). Pengguna Layanan Fintech Mayoritas Milenial. Retrieved from https://www.theiconomics.com/infographic/pengguna-layanan-fintech-mayoritas-milenial/
Indonesia, A. P. J. I. (2020). Laporan Survei Internet APJII 2019 – 2020. In Asosiasi Penyelenggara Jasa Internet Indonesia (Vol. 2020). Retrieved from https://apjii.or.id/survei
Indonesia, B. S. dan S. N. R. (2020). Rekapitulasi Insiden Web Defacement (Januari - April 2020). In 1 (Vol. 1). Retrieved from https://bssn.go.id/rekap-serangan-siber-januari-april-2020
Indonesia, F. (2020). Curve Of Convenience 2020 Report : The Privacy - Convenience Paradox. Retrieved from https://interact.f5.com/rs/653-SMC-783/images/Curve_of_convenience_2020_report.pdf
Katon, F., & Yuniati, U. (2020). Fenomena Cashless Society Dalam Pandemi Covid-19 (Kajian Interaksi Simbolik Pada Generasi Milenial). Jurnal Signal, 8(2), 134–145.
Kementerian Kesehatan Republik Indonesia. (2021). Situasi Terkini Perkembangan (COVID-19). In Kemenkes. Retrieved from https://covid19.kemkes.go.id/download/Situasi_Terkini_050520.pdf
Maliki, M. (2020). Covid-19, Agama, dan Sains. Maarif Institute, 15(1), 60–92. https://doi.org/10.47651/mrf.v15i1.77
Marisa, O. (2020). Persepsi Kemudahan Penggunaan, Efektivitas,Dan Risiko Berpengaruh Terhadap Minat BertransaksiMenggunakan Financial Technology. Jurnal Adminnistrasi Kantor, 8(2), 139–152.
Marzuki, N. Q. (2019). Analisis Akad Murabahah Dan Wakalah Bil Ujrah Pada Pembiayaan Berbasis Teknologi Informasi (Fintech) (Studi Kasus di PT. Dana Syariah Indonesia). Jurnal Al-Mizan, 3(2), 55–74. https://doi.org/10.1017/CBO9781107415324.004
Monica, F. N. L. W. D. R. (2021). Transforming the Baitul Maal Wal Tamwil Business Model through the Patform Design Model. Journal of Physics: Conference Series, 1764(1), 1–8. https://doi.org/10.1088/1742-6596/1764/1/012050
Mustaqim, F. F. H. (2020). Pemanfaatan Electronic Banking Bagi Anggota di KSPPS BMT Bina Ummat Sejahtera Cabang Tayu. MALIA: Journal of Islamic Banking and Finance, 4(2), 148. https://doi.org/10.21043/malia.v4i2.8496
Samputra, R. H. W. I. M. L. (2020). Studi Kebijakan Perlindungan Data Pribadi dengan Narrative Policy Framework: Kasus Serangan Siber Selama Pandemi COVID-19. Jurnal IPTEK-KOM …, 22(2), 143–158. Retrieved from https://jurnal.kominfo.go.id/index.php/iptekkom/article/download/3505/1477
Sugiantari, L. J. A. P. W. (2020). Tanggung Jawab Hukum Pihak Perbankan Dalam Pencurian Data Pribadi Nasabah Dengan Tekhnik Phising Pada Transaksi Perbankan. Prosiding Seminar Nasional FH UNMAS Denpasar, 96–105. Denpasar: UNMAS.
Sulisrudatin, N. (2014). Analisa Kasus Cybercrime Bidang Perbankan Berupa Modus Pencurian Data Kartu Kredit. Jurnal Ilmiah Hukum Dirgantara, 9(1), 26–39. https://doi.org/10.35968/jh.v9i1.296
Supriatna, E. (2020). Wabah Corona Virus Disease (Covid 19) Dalam Pandangan Islam. SALAM: Jurnal Sosial Dan Budaya Syar-I, 7(6), 555–564. https://doi.org/10.15408/sjsbs.v7i6.15247
Trisetiyanto, A. N. (2020). Rancang Bangun Alat Penyemprot Disenfektan Otomatis untuk Mencegah Penyebaran Virus Corona. Journal of Informatics Education, 3(1), 45–51.
Value, I. F. B. (2020). COVID-19 cyberwar : How to protect your business. Retrieved from https://www.ibm.com/downloads/cas/Y5QGA7VZ
Wijaya, dityo S. M. R. W. P. D. S. Y. S. S. N. J. N. K. C. W., Annisa&Chyntia, W. M., Jasirwan&OM, & Yunihastuti&Evy. (2020). Coronavirus Disease 2019: Tinjauan Literatur Terkini. Jurnal Penyakit Dalam Indonesia, 7(1), 45–67. https://doi.org/10.7454/jpdi.v7i1.415
Yang, L., Liu, S., Liu, J., Zhang, Z., Wan, X., Huang, B., … Zhang, Y. (2020). COVID-19: immunopathogenesis and Immunotherapeutics. Signal Transduction and Targeted Therapy, 5(1), 1–8. https://doi.org/10.1038/s41392-020-00243-2
Yenti Sumarni. (2020). Pandemi Covid-19: Tantangan Ekonomi Dan Bisnis. Jurnal Ekonomi Dan Perbankan Syariah, 6(2), 46–58.